What are the differences between this unemployment insurance and Loan payment protection insurance and Mortgage payment protection insurance?

Unemployment Insurance:

This unemployment insurance covers a percentage of your income and is paid directly to you and you choose how to spend it. Because our unemployment insurance is actually an income insurance policy and is based on your income alone, it requires just one policy for your whole working life and the premium will not increase according to age for the duration of the policy. It can provide for any loan or mortgage repayment, household bills such as rent, credit cards, school fees, gas and electricity and removes the need for costly separate cover.  This unemployment insurance therefore works when you can’t and the amount you can cover is calculated on your income only.

Mortgage Payment Protection Insurance (MPPI) and Loan Payment Protection (PPI):

Our policies aside mortgage protection or loan insurance rarely make provision for your extra monthly outgoings although some mortgage protection policies will additionally cover associated mortgage costs.  Generally you would require a new policy with each new mortgage or loan you obtain so pricing and acceptance could then be affected over time by your health and your age. Usually covers only your loan or your mortgage repayment but with us you can top up your unemployment insurance or your loan protection policy as shown above.